New
DISHWASHER
installation in
JUNE
at GEMCOM!

WE HAVE also
installed the
2ND NEW
BUILT IN
MICROWAVE OVEN!
TWO OF THESE LARGE < FRIGIDAIRE MICROWAVE
OVENS ARE BUILT IN UNDER OUR KITCHEN  
CABINETS. Carousel units..


Mr. Moffatt will have TIME SHARES FOR RENT
ON GRACE BAY on Providenciales in the
CARIBBEAN ISLANDS!
A          B      C
A          B      C
This is now the REVISED  EASEMENT
which was backed off Mr. Moffatt's lots to the
---->>>Original Road Format.<<<----
( handled in an excellent manner by
Attorney Samuel Schrager of Mansfield, CT.)

There is a place in Eastern, Connecticut where the quality of life is excellent and the tempo slows allowing those that visit to rejuvenate their souls.
It is such a pristine and beautiful area that even Paul Newman found it to be the perfect place for his, Hole in the Wall Gang Camp for children.
87% of this area is forest , water areas and farmland. The Ashford Lake area is highly sought after by a small group of residents and homeowners
that spend their summers on the lake and that enjoy this 53 acre lake that is fed by springs and has good wide mouth bass fishing. There are two PRIVATE BEACHES for residents
and no boat launches for people from outside the area. It is a close knit  community of people that enjoy Ashford Lake and its placid surroundings.
A State Forest is nearby  and offers skiing and snowmobiling opportunities.

This area is about 20 minutes from the historic and Internationally known, Sturbridge Village and Shoppes in Massachusetts.
This Eastern Connecticut  area is probably one of the best kept secrets in Connecticut, so, don't tell anyone, keep this wonderful news to yourselves!
But, be warned to keep  your eyes alert...you might see horses, sheep, chickens, rabbits, eagles,  goats,  
deer, eagles, hawks,  turkey vultures, coyotes, cattle , alpaca, llamas  and you might even see
the you , you had lost as you traverse the hills and valleys that make Eastern Connecticut such a wonderful place to visit...and LIVE!

As you circle the waterways, many  lakes and ponds, if you see young people carrying fishing poles somewhat barefoot...or a young man sitting next to a young girl by the water conversing
without cellphones, laptops, and the trappings of today's life....just conversing...looking into each others eyes...you will know...you are in the right place!
Memorize these moments and remember...harken back to a time...long ago...when you had the time...to look as longingly into HER eyes. Remember, these Norman Rockwell images.
And should you visit on a summer's day or in the fall to enjoy the foliage...as you climb its high elevation....you will elevate your spirits...and probably want to stay.
It happened to all of us, so we will understand!   As you drive out to see this wonderful area you will find your vehicle climbing upwards owards the STARS!

Yesterday lives today in Eastern Connecticut. What a wonderful thing this is as t melds us to a past that made us who we are all over AMERICA!
Eastern Connecticut is a warm quilt in an all too often chilly world. It is a parade float on a National Holiday as a child on the sidewalk waves old glory.
Where a handshake and a man's word is his bond. Where small town values mean something large...something special, something TRUE.
Where the only GANG you will see...was brought here by Paul Newman. Where a large mouth bass is happily caught...and then gently...released.

Eastern Connecticut is not where I was raised. But, it IS the hearth that resides in this heart. It is who I am.  It is a place that helps me to revisit the best of ME.
It is a place where 15 neighbors were asked to sign off on an easement that crossed the land that I wanted to buy....and all 15 did the right thing - for a stranger.
I thought we had lost that in America, but, I was wrong. Sometimes in life it is a nice feeling to be wrong.
Tomorrow, I will visit my land on a sunny day and find myself afterwards sitting on a picnic bench at my favorite off road hamburger and milkshake stand.
A mom and pop kind of place with no Golden Arch outside. I will smile as I will be back where I belong. In an era, at a time, at a place I call
HOME!

Country Road...take me HOME!,
-GEM / President of GEMCOMcompanies.com
Ashford Lake Property Owner.
BEFORE
AFTER
SCHOOL IS OUT...
and SUMMER FUN
is with all of us!
100' above LAKE ASHFORD where one of  Mr. Moffatt's   
Summer homes will go in the future....an excellent vista!
Mr. Gregg E. Moffatt, Sr.
has successfully closed on his
LAKE FRONT PROPERTY
in EASTFORD, CONNECTICUT on
LAKE ASHFORD!

"I WOULD LIKE TO
THANK...WEICHERT REALTORS
and Art Kostapappas, ATTORNEY
SAMUEL  SCHRAGER, THE
SELLERS and ATTORNEY
CUMMINGS for all of their
assistance in helping me to
procure this fine property for
GEMCOM and our charitable trust.

Special Thanks go out to Attorney
Schrager for his getting the
easement  pulled back to the
original road that was built greatly
enhancing the value of this
fine LAKE FRONT PROPERTY!"

THANK YOU
-Mr. Gregg E. Moffatt, Sr.,
President
NATCHAUG
STATE
FOREST
(area 1)
ALL THESE DARK GREEN AREAS
ARE DESIGNATED STATE FOREST
LAND OR MAJOR PARKS
ALL THESE DARK
GREEN AREAS
ARE DESIGNATED
STATE FOREST LAND
ALL THESE DARK GREEN AREAS
ARE DESIGNATED STATE FOREST
LAND
Mr. Moffatt bought his 3 ASHFORD LAKE frontage  lots which are now one LOT on Ashford Lake for many reasons.

First, it is only 27 minutes from his Corporate Offices in South Windsor , Connecticut
and it  is halfway between his offices and Sturbridge Village in Massachusetts which is easily accessible by Interstate 84 heading East.
All the way to his property you are  climbing in altitude starting at about 12' above sea level in S. Windsor and rising to the highest
point on his land in Ashford of about
789' ABOVE SEA LEVEL!  The Lake itself is over 600+ ft above sea level.
The water is crystal clear as you can see the ripples in your toes when the water is near your throat.

Next , it is a private Lake Community in excellent shape with a spring fed Lake with Wide Mouth Bass fishing and other fish, boating, swimming..etc.
It offers RESIDENTS, two PRIVATE Lake front beaches for their own use. Mr. Moffatt's land, where he would put a house would probably be the
HIGHEST ELEVATED LAKE FRONT HOME surrounding Lake Ashford. Where his future  Lake Front Home would be located is about 730 ' above Sea Level, which is
comparable to the elevation of Stockbridge, Mass and Lee, Massachusetts which are HOURS AWAY and not as high in elevation.

Further, Mr. Moffatt was not only drawn to the area by its pristine location on an intimate Lake but also because to get to his future summer home you actually drive along one
of the sections of the NATCHAUG STATE FOREST .  The Natchaug State Park and Forest is over 13,000 acres in size and the Natchaug River, is  stocked with Trout by the
Connecticut State Department of Fisheries. This area is in several different blocks of Land surrounding Mr. Moffatt's land in Eastford, Connecticut.
The forest offers campsites, walking trails, fishing, hunting in season, snowmobiling trails, cross country skiing, and horseback riding trails.
It even has a campsite area designed for people to come and camp...with their horses.


Add to this all the homes that have animals such as cattle, lambs, alpacas, goats, pigs, cows, chickens,  llamas, sheep, horses...etc...and you have a way back
to our historic past. The State is constantly  adding more land to the Forest and with the other forests around my future summer place
the forest lands  currently total over 40,000 Acres of Pristine Forest land that features ponds, rivers, streams, and lakes.

So, when I want to hide from the maddening crowd I head for the   - "Quiet CORNER of Connecticut" !
Mr.. Moffatt's Lake Front lots at
* 127 Lakeside Drive
in Eastford, Connecticut are surrounded by
40,000 ACRES OF STATE FOREST.

LAKE

ASHFORD

Horseback Riding in Natchaug State Park
and Forest in Connecticut near
LAKE ASHFORD in EASTFORD, CT.
Surrounded by   
Connecticut
State Forests...
over 40,000 Acres
of Forests
man made earthen dam...
area
Historic Fact..
the first Union General to die in the
Civil War hailed from Eastford, Ct.
General Nathaniel Lyons was a  
WEST POINT GRADUATE and died
at the
Battle of Wilson's Creek near
Springfield , Missouri. (Aug 10, 1861)
His body was found on the battlefield a day or two later
and his body was shipped back to Connecticut
to lie in State in Hartford.
Later, brought to Willimantic by Train...and then
brought back to Eastford...where about  10-15,000
people were waiting to pay respectful
tribute to their War Hero.
His past home was in what is known as the Natchaug
Forest...and now  only the chimney remains.
GEMCOMcompanies.com
Eastern Connecticut Division on Ashford Lake in the Quiet Corner of Ct
The President of GEMCOM,
Mr. Gregg Moffatt, Sr., G.R.I., C.R.E.A
is proud to announce:
"I have closed on another property for the GEMCOM
charitable Trust. A fine LAKEFRONT Property in the Quiet
Corner of Connecticut on LAKE ASHFORD. A scenic vista with
High Pines and Mountain Laurel . This fine property is
surrounded by over 40,000 Acres of State Forests. When I
build a summer home here, it will be the HIGHEST standing
home on
direct Lake front on Ashford Lake.  The photo above
is of a horseback rider enjoying a ride in the Natchaug State
Forest
.  This area supports hunting , fishing, swimming,
boating, ballooning, camping, horseback riding, cross country
skiing, and many other fine activities."
- GEM, President of GEMCOMcompanies.com
"Falling Water  "  by
Frank Lloyd Wright


"I met Gregg, over 25 years ago
when I saw a PIANO LESSON sign on his property in South Windsor, Connecticut and though I had driven by it many times it hadn't really registered
with me until I spoke with some friends from South Windsor and indicated to  them that I was interested in "getting back to Piano" and the lessons I had
taken as a child in Newington, Connecticut where I had grown up. They mentioned Gregg as a possible Piano teacher so I gave him a call.

After just a few Piano Lessons, I knew that this was someone
very special and  very different. He is a rare and a  wonderful teacher that has a way of showing difficult ideas and concepts in a unique and interesting
manner. Gentle with 6 year old children and respectful of senior citizens. Everyone liked him.  So, did I.   Instantly...as he put me very at ease.

After dating for about a year, I asked him to marry me and he put me off. I, myself, am also a director personality and this was not my idea of fun.
But, good things ARE worth waiting for in this life.

We were married and built a home and life together.
Gregg assisted me with my career along the way and because of his gentle coaching and business insights brought me up from a Labor Relations
position at the I.R.S in Hartford, to the Northeast Regional Director of Human Resources for the F.D.I.C. in E. Hartford, to my current position that I now
hold as the Senior Human Resource Manager at Corporate in Farmington, Connecticut for
Global Operations and Propulsion Aerospace Systems for the United Technologies Corporation, a top 40 Fortune Company.

Because of HIS decisions and influence, I was able to acquire my Master's Degree In Human Resource Management from
Rensselaer Polytechnic Institute headquartered in Troy, New York. A Summa Cum Laude graduate with a perfect 4.0 average because
of Gregg's enormous support. This led to career advancement.

To live with Gregg is a challenge. He is focused and DRIVEN!
He has an extremely high I.Q. that is probably about 152, and he can read 950 words a minute with 95% comprehension. He composes beautiful music
and lyrics in his head. I only see him approach the Piano with his finished or nearly finished compositions AFTER they are done in his head. He knows
exactly how they will sound before he goes to the Piano. It is an incredible thing to watch on a daily basis. I have heard of it before, but never been this
close to someone that can do it the way that he does. They asy that Salieri wanted to steal Mozart's ideas but the maid could find no scraps of paper of
discarded ideas as Mozart did it all in his head. Gregg is the same way. He is a non compromising composer, real estate entrepreneur, with a memory
that I have never seen before in my life. One minute he is buying Lake Front Lots with OWNER FINANCING with $100 down and the next a rare 1928
BABE RUTH baseball card. It is an exciting life. I am proud to walk this walk with Gregg. Many of his ideas, I feel can't be done. Then he will smile at me,
shake his head and say, "IMPOSSIBLE? MEANS, I 'M Possible! ".   And I will say to myself. "Oh, no. here we go again! " He becomes demonically
possessed and won't stop until he proves to me that he can do it. The Lake lots above are what I am talking about. The 225 MPH Cadillac, the rare 64
Malibu, all of it. But, it has become  a fast walk of a life and I knew it going in!  It is NEVER boring and I do like my life that way.

"I am not one to make a prediction, but this one I will make.
Before Gregg's life is done he will have composed THOUSANDS of beautiful melodies, most with lyrics that will make you cry.
THOUSANDS of songs that his teachers with Doctoral Degrees could NEVER do!
They never saw Gregg coming!   Well, neither did I."

Warmly, Mrs. Valerie Moffatt

* * * *
Sometimes lives crisscross and we never know it.
My family hails from Ansonia, Ct and it turns out that Gregg's also came to Hartford from that area after coming to this country.
Both of our families left Ansonia and the mills to find a better life in Hartford.
Gregg's grandmother worked at Pratt and Whitney during the war, I work there now. Gregg's mother worked at the old Hartford Post Office on High
Street in Hartford, later converted to the I.R.S. where I had my first job. Both Gregg and I took Dance and Piano lessons as children.
His grandmother owned a two family in the South end of Hartford on the corner of Mapleton and Broad Street just below Fairfield Avenue, just below
where my parents lived before I was born with my older sister. They were VERY ACTIVE in the Baptist Memorial church that was almost just across
from their apartment. When Gregg's mom passed he was able to look through her old pictures and the newspaper clippings she had saved, and Gregg's
grandmother was listed as having been a member of the same church..Baptist Memorial. It was also revealed that Gregg's father was wrong and that his
mother was right, as he did have relatives in Ansonia, Ct...as his grandmother's obituary revealed one of her sisters was still alive and living in Ansonia,
Ct. As a child, my parents brought me to a dentist in West Hartford, called Sam MoffEtt, a relative of Gregg, which is the real spelling  to Gregg's  last
name that his grandmother changed. Gregg's father also disagreed with Gregg about this fact until he applied for social security and got the shock of his
life, as he was listed as MoffEtt. I left  Newington and moved to Ellington , Ct  after college and my condominium, was just up the street from his home
and I passed his home going to and coming home from work in Hartford at the IRS. His brother had been a patient at the Newington Crippled Children's
home when he was a child. I was a helper at that facility while in school. My mother worked as a Manager at Aetna in the  Keypunch Division something
Gregg learned at Computer school. Mom worked just up the street from where Gregg took Dance lessons every Saturday morning on Farmington
Avenue at Ryan's Dance Academy. His father and my dad share the same birthday in December. Sometimes, it is just meant to be.

One day while out traveling with Gregg he wanted to take me to an old Lake that he and his parents often went to on the weekends in the summer
called Lake Terramuggus in Marlborough, Ct. He wanted to show me the size of the Lake that his brother had swum across and BACK when he was
just a young kid. It was the OFF SEASON so we parked our car and walked down to the beach and there was MY SISTER standing by the water.
Only two other people could be seen on the whole beach. She turned and was shocked we had found her there, and when questioned she said,
"Oh, I come here ALL the time! "   I never knew that about my sister until that day.

Fate is a strange commodity.
God does work in strange ways.

Mr. Moffatt will have TIME SHARES FOR RENT
ON GRACE BAY on Providenciales in the Grand Turks and Caicos Islands in the
CARIBBEAN!
EASEMENT
A +  B + C
are Mr. Moffatt's NEW,
LAKE FRONT LOTS on
Lake Ashford in
Eastford,
Connecticut....
now with the easement
pulled
back to the original
road enhancing
the value of the land!
On 5/30/14, Mr. Moffatt
had the real estate
closing on this Lake
Front Property.
CLOSED!


DECK
HOME
DOCK
STAIRS
Dock and Platform on the water
BEACH
Kloter Farms
Screened i    
Outbuilding
In my pursuit to redo all of GEMCOM Corporate, I ripped off the wall-tex wallpaper  today in one
of the upstairs full bathrooms. I am now painting the ceiling several coats of white, replacing the
exhaust fan system, bathroom light fixtures, sanding the walls, re-taping the ceiling edges and
painting the bathroom a nice lighter green.

After this, I will go after the other 1 1/2 baths. Doing the same jobs throughout the GEMCOM as
done above.

I have also replaced all door handles, strikers and plates thoughout GEMCOM. Next , I will
replace all door hinges with new GOLD colored hinges. All electrical switches for lights and all
outlets are being replaced.

This is a total make-over inside...and then outside over the next year. GEMCOM Corporate will
be new....carpets, appliances, all of it.

With all that I am doing you would ASSUME that GEMCOM is in deplorable shape and yet, it
isn't at all in anything but GOOD SHAPE, but I want it in excellent shape and looking NEW
throughout as if it was just built and finished.

This is just what I want GEMCOM to be all about.

-GEM / President
GEMCOMcompanies.com
               In the last seven months,
Mr. Moffatt has accomplished the following:
                                    * * * * *                                                       
Removed the wall-tex wallpaper in the upstairs bath of GEMCOM, replaced the
bathroom fixtures in this bath, sanded the walls, spackled the walls, re-taped the ceiling,
put 3 coats of paint on the ceiling, and painted the bathroom walls... light green.    
Replaced the bathroom fan. Replaced all interior door handles, strikers and plates
throughout the home in Gold.
Purchased a 55"  VISIO, "SMART" HDTV and Blu Ray Player for the 2nd floor theatre!
Purchased a large Electric Fireplace 70"  unit for the upstairs movie theatre. (LOWES)
Purchased a 50", SMART" VISIO HDTV and LG Blu Ray Player for the downstairs
Theatre/piano/living room.
Purchased a STAND UP STAND to hold the VISIO HDTV so it is elevated about 4-6'   off
the ground for  easy viewing from both the DINING ROOM and the KITCHEN AREA!
Purchased an Electric Fireplace for the Dining room. (LOWES)
Purchased a New HP Pavillion Computer system.  WI-FI Mouse and WI-FI Keyboard.
(Sam's CLUB)
Purchased a CTS, CADILLAC "V" with 640 H.P. , LOADED. ($49,500)

Purchased 3 Lake Front Lots on Ashford Lake in Eastford, Ct.   $59,000)
Took Ownership and CLOSED on them on May 30, 2014.

Purchased a 2nd Husqvarna HIGH END 437 C.C, snowblower for GEMCOM. (LOWES)
Purchased a  NEW bronzed 9 Lamp, Two Tier Chandelier for the Dining room.
Purchased all new PEWTER style table and floor lamps for both theatres.
Purchased a new Gas Grill with Rotisserie with side burner. (Grill Master)
Purchased a new Washer and Dryer for GEMCOM (P.C. RICHARD)
Purchased TWO, 5 burner Frigidaire Gas stoves with ovens. (LOWES)
Purchased a 2nd, NEW Frigidaire DISHWASHER (LOWES)
Purchased 2, Electric Wine Cooler Units for the kitchen counters.
Rented a storage unit for the 1964 Chevrolet Malibu, 2 dr, coupe.
Purchased another $50,000 in RARE collectibles, added to the others in
Bank Deposit Boxes throughout New England.
---Rare cards such as the   1928 W-502, Hand Cut, Blank Back, BABE RUTH,
2nd best in the world.  SEE BELOW...photo of card.
Purchased TWO, Frigidaire BUILT IN MICROWAVE ovens for the kitchen
which puts one over each new Frigidaire GALAXY series Gas Stove.
NEW Rheem Tankless Hot water heater...furnace...HIGH EFFICIENCY ...98%!...gas!
Purchased TWO small apartment size GE fridges for sodas and drinks
for the two theatres.
Purchased NEW, MOVIE Posters in wood frames , and movie bric a brac for the walls of
the 2nd floor theatre  from Ashley Furniture. Gone with the Wind, King Kong,
Breakfast at Tiffanys, and The Lady and the Tramp.
Purchased 100 Movie CD's , some are Blu Ray movies and some
are regular movie CD's from Target.
Purchased my Mother's ...HIGH QUALITY Twin Diamond Wedding ring
which is  in a lovely raised Platinum  setting from my sister.
Purchased a Large  WALL unit to hold a Large HDTV for
the wall above the downstairs living room FIREPLACE
and this unit PULLS out from the wall and SWIVELS for all angles of the room.
New Leather Swivel Desk Chair.
Purchased a new WI FI unit , coded. LINK SYS.
TWO New Wooden KNIFE Blocks filled with Knives for the Kitchen.
Had the cable company  (COX) dig up the underground cable line from the box on the
front lawn to the home, replace it with a new line and had them  fix the lawn.
Purchased a new SOUND BAR from VISIO for the HDTV speaker add on sound volumes.
Table for the New MX 410 Printer, Scanner, Fax machine in Wi Fi
30 Packages of Wood for the Wood Fireplace purchased and stored for next Winter.
New Plastic Garbage Pails for the bathrooms, and around desks.
New Rod and Shower curtains for the upstairs, center bathroom.
Kitchen now has: 2 NEW GAS Frigidaire Glaxy Series RANGES,
2 NEW BLT IN  Frigidaire Galaxy MICROWAVES,
2 BUILT IN DISHWASHERS-1 NEW Frigidaire unit,
2 NEW TOASTERS,
2 NEW WINE COOLER UNITS,
and 2 Large FRIDGES-1 with ice and water in the door.
Purchased a Glass and Curved Maple 6' + in height,  Curio Cabinet
Bought some figurines from a consignment store.
NEW Keurig Coffee Maker with an assortment of K Cups.
NEW Doorbell and Chime system.
Purchased (2) New Air Conditioners, 10,000 BTU --AMANA and an 8,000 BTU --GE unit.
NEW Bose Radio system for the Dining Room.
Two Subscriptions to Sirius Satellite Radio
for the Murano Convertible and the Cadillac CTS, V.
25 more Inter-net names.

I have acquired one of the best Rag-Time Piano Players (with a wonderful background in
Classical Piano) in the USA as my personal teacher of Rag-Time and the Classics.

Dr.  Cory Hall, was trained by David Burge - B.M., M.M. from Northwestern with a
Doctorate from the  the Eastman School of Music. Mr. David Burge  also studied at the
Cherubini Conservatory in Florence, Italy as a Fulbright Scholar. David Burge later
returned to the Eastman School of Music and took up residence for years as the past
Piano Chair at  the Eastman School of Music in New York.

Dr. Cory Hall also studied with
Richard Reber who studied with the famous Cecile Genhart of the Eastman School of
Music,  and with Frank Mannheimer who had studied in Berlin with  Leonard Kreutzer
and Artur Schnabel and later in London with Tobias Matthay (teacher of Dame Myra
Hess) a student of the famous Leschetizky --who taught other such greats as
Paderewski, Liszt and others! Schnabel also studied composition with the Assistant to
Brahms, Mandyczewski. Reber also studied with David Burge, Piano Chair at the
Eastman School of Music.

Dr. Cory Hall has acquired  the following degrees:
B.M., M.M., 2nd Masters in Musicology,
Doctorate in Piano Performance

Dr. Cory Hall also took Master Classes with:
Abbey Simon, Nelita True, Claude Frank,
John Perry,  and Daniel Pollack
WHAT IS NEXT?

DOCK, and Platform at the LAKE!
BOATS, Canoe, Skiff, and Party Boat.
Kloter Farms Screened in Outbuilding with chancing rooms.
for the Lake....50' UP from the water. Changing rooms inside
it.
New stairs...landings and landscaping on the walkway down
to the Lake.
CAN AM MOTORCYCLE
Painting the rest of the rooms at GEMCOM.
Painting the front door.
Re-Painting the Rear Deck, Gray.
Installing FOREVER doors, front and back.

Considering owning a BOX AREA in the HARTFORD XL
Civic Center.
* * * * * *
NEW, CONCERT GRAND PIANO, 9'+
THIS ONE WILL COST ME
+++$100,000!?
in
RED...lol?
Lookout ELTON JOHN!        
* * * * * * *
Two snowmobiles,
Repairing the Kawai Electronic Keyboard
Dining Room set with 8 Chairs.
Two Seadoos,
Motorized Van for Camping.
TWO BICYCLES with added on Electric Motors
Taking the Mason and Hamlin Grand Piano
and having it made into
a top of the line Player Piano with a CD unit-->QRS!
FULL ORCHESTRATION!
* * * *
BUYING TIME SHARES
in Providenciales on Grace Bay
in the Caribbean for additional
retirement income potential.
Providenciales is
part of the
Grand Turks and Caicos Island Chain
in the Caribbean Islands
off the coast of Florida.
VALUE TO ME?
PRICELESS!
Welcome to
"Falling Water II".
Amazing Grace Time Share Rentals
Gregg  E. Moffatt, Sr. / President
On 5/30/14, Mr. Moffatt took possession of this
Lake Front Property!   CLOSED!

Mr. Moffatt STRIKES AGAIN
with the acquisition
of (THE 2nd BEST)
* * * * *
1928 W - 502,
HAND CUT,
BLANK BACK
BABE
RUTH
card in the World. PSA 5.5!
The only ONE!

* * * * *
ONLY 1, PSA 6 grades higher.

Wearing the
New York Yankees Uniform.
In 14 more years this will be a
100 YEAR OLD
BABE
RUTH
BASEBALL CARD!

"FALLING WATER II " by Gregg E. Moffatt, Sr., G.R.I., C.R.E.A.
Graduate of the Realtor's Institute *  *  * Certifed Real Estate Appraiser
*
St. James Road

So, what is the main difference between an Alpaca and a Llama...well, a Llama is bred to be a pack animal to
carry goods, but the Alpaca is bred for its wonderful fleece that is at least four times warmer than wool,
and is extremely soft with No ITCH factor involved.
When they shear them they look like Q tips! Funny but TRUE!
Mr. Moffatt is currently viewing and
considering other real estate parcels for
his charitable trust and foundation.

These parcels include other LAKE
FRONT LOTS in Four Different states.

37 acre parcel in
Marlborough, Connecticut

127 acre Parcel in Vermont.

36.6 acre parcel in Vermont
with ponds and streams.

Time Shares on Providenciales / Caribbean
and other properties towards the South.
Purchased a High End Digital Camera and Video Recorder
for showing photos for the web-site.
Purchase a High end TRIPOD with camera dna built in stereo microphone
system to record myself for YOU TUBE videos.
Hired a year round Lawns keeper,
New Hanging Outdoor Potted Plants in RED color, attracting Hummingbirds!
Bought an IPOD for the car,
Purchased a NEW, MX410 Canon Fax, Scanner, Printer with built in WI FI,
Two NEW Microwaves for the THeatres for the 1st and 2nd Floors,
New TV Trays - set of 4 in green marble styling.
NEW Popcorn maker on wheels, 5' High for the Theatre, 2nd Floor,
12 Plates on Plate Hangers of GONE WITH THE WIND scenes for the Upstairs
Theatre
The GEMCOM GOURMET KITCHEN now features TWO FIVE BURNER GAS STOVES WITH OVENS. Above these fine Galaxy Series , Frigidaire Appliances are TWO BUILT IN MICROWAVES of the same
series.. Add TWO LARGE FRIDGES...ONE of which is the same stainless steel TWO DOOR GALAXY series...and TWO DISHWASHERS BUILT IN UNDER THE COUNTERS...and it is GOURMET COOKING TIME.
LOOKOUT MASTER CHEF....food is on its way! Mr. Moffatt designed the entire kitchen on his own for his own culinary needs.Each range features a CENTER GRILLING COOKTOP BURNER...front to
back....steaks sizzle ON these  GAS stoves...and no mosquitos! Now...think about it...this is the ONLY way to cook that large THANKSGIVING DINNER...we are READY! Turkey in one...PIES in the other!
So, you want to cook breakfast...forget the pots and pans!
Just throw the eggs, pancakes and sausages and / or bacon on the GRILL TOPS!
In minutes...food never tasted better...NO POTS TO CLEAN!
Hot Dogs /  Cheeseburgers / Kielbasa / Sausages with peppers for lunch? NO PROBLEM...put them on the GRILL!
Rib eye steaks for dinner for guests and it is raining out...too many mosquitos....NO PROBLEM!
SIZZLE AWAY...and stay COOL inside with the NEW air conditioners!
And let that aroma fill the house! WHERE IS IT WRITTEN, that a kitchen can't have TWO LARGE RANGES WITH OVENS?
NOT ON NOAH'S ARK....which is what this is....BESIDES>>WHEN YOU WANT MORE>>>YOU WANT MORE!
TWO IS BETTERER! Well, actually...correction..with TWO GAS GRILL OUTSIDE and two now, inside...that makes FOUR GRILLS!  LOL!
Hey, you never know when the DALLAS CHEERLEADERS are going to stop in and say , HELLO!

So, watch and learn!  For those of you that know...I had a wonderful COLONIAL by Lake Shenipsit with an in-ground pool. Absolutely beautiful....for about $485,000 that took
THOUSANDS TO HEAT with PROPANE buried in the ground! Then there was the chlorine expenses, Maintenance, time spent cleaning the pool which I didn't mind...but it is
time consuming and requires upkeep. LOTS OF LAWN TO MOW! STONEWALLS TO REPAIR!  Go on vacation and the pool is a mess when you get home. The Lake was a reservoir and I
had one of the BEST VIEWS of LAKE SHENIPSIT....BUT....

You couldn't go swimming in the LAKE...it was a reservoir and prohibited. IF YOU GOT THERE early in the spring...
YOU MIGHT get your boat into a spot at the boat launch run by the WATER COMPANY. IF NOT...you don't go
boating all summer. NOW WAIT A MINUTE...there has to be a better way. The canoe in the POOL? MAYBE!?

So, I went back to my other house in SOUTH WINDSOR...and started fixing it...to LIKE BRAND NEW as you can see above.
Instead of owing 485K. plus what I owed on this house..I  refinanced ( JUST FOR YOUR INFO...AMERICAN EAGLE! GOOD PEOPLE!) THIS HOUSE down from a former 6.2 %   to a 3.8%
FIXED mortgage taking advantage of HISTORICALLY LOW RATES...almost at the bottom.... with the same number of years left...12! Where did I get such a mortgage..at the CREDIT
UNION!  30 day closing and no costs! When I refinanced I took out some money for some improvements in that new loan....and put some aside for another purchase that was on my
MIND!  $167,000 only owed now...not $485,000! + $150,000 more--you do the math, you are smarter than this bear, boo!  This is nice...a very good start!   
Then I went looking...because you know ME by now....roflmao.. and voila...
LAKE FRONTAGE>...FRONTAGE LOTS on LAKE ASHFORD FOR SALE....WHOA>>>TURN THE CAR AROUND>>>SCREEECH!
so , when they reduced the price...to $59,000...I hit with...an offer...faster than hitting the button on the FAMILY FEUD!
$59,000....with OWNER FINANCING at 0% for 60 months...NO PRE PAYMENT PENALTY.  FUNNY STUFF! There was a minor easement on the property and I had the owners and their
attorney get it removed. DONE! Now, I had a house...which would be more convenient to SHOPPING...in SOUTH WINDSOR...BUCKLAND HILLS MALL>>>EVERGREEN WALK...all of
it..and I STILL HAD...a hideout far EAST OF HARTFORD...where the cows...steers...and the antelope play! A NATIONAL FOREST SURROUNDS ME! Remember , that I took out a few
dollars when I refinanced.....VOILA...part of the down payment on the land. $59,000 owed...became $44,000 at the closing....payment...$400
a month for 60 months. Wait a minute ...this kid isn't done....in OCTOBER, I get early SOCIAL SECURITY...so that payment is more than taken care of for daddy!
Of course, I did all of this knowing Val had gotten a nice raise with a 15% annual bonus opportunity. So, risk was well measured! We are...sometimes..conservative!

Taxes on the land...Yes...$1,200 a year...big woof!  Plus about $400 a year ASSOCIATION FEE because this is a PRIVATE COMMUNITY...with
TWO PRIVATE BEACHES that I have RIGHTS TO USE as a RESIDENT....plus any beach I put on my own LAKE FRONT LOTS or DOCK WITH A SUNNING PLATFORM. Now, nobody can
keep me from putting my boat on my own property.. MY POOL IS NOW ...57 ACRES WIDE! WITH FISHIES. WIDE MOUTH BASS!
TWO PRIVATE BEACHES...SAND FOR DADDY...27 minutes away...NO ROUTE #2 summer driving madness! Choked by traffic at a dead stop!

IT GETS BETTER...so now...everytime I make a payment on this land...
$400 GOES DIRECTLY TO PRINCIPAL!  EVERY CENT! This land will be paid off in 36 months!...not 60...
TOTAL owed....1st house about $162,000 now...with $44,000 owed on the land....total equals...$206,000...I have a lot more than that in collectibles in BANKS!

$485,000 was owed. on the first house plus $150,000 for the second home = ..now only...$202,000  Outstanding debt...reduced by 2/3's++!
TOTAL diversified over TWO PROPERTIES in different towns. I like diversification...first rule of investing.

NO CHLORINE EXPENSES.....well, it is a wash...because I pay the yearly road maintenance / Association fees...but I don't do the labor anymore!
Nice way to retire!

REMEMBER THAT BIG FUEL BILL...and tenants in the rented house...FORGET IT...GONZO! No more tenants!
I put a new HIGH EFFICIENCY ..97%!!!!  TANKLESS WATER HEATER in this home...and voila....winter expense...about $120 a month..and that is GAS FOR COOKING TOO!
NOT...$1,450+++..a MONTH! at that other LAKE HOUSE. ...at least in the winter months...SAVINGS ALL OVER THE PLACE>..LESS TO COOL....
I HAD ONE STOVE in the BIG HOUSE and 1 FRIDGE..and 1 MICROWAVE and 1 DISHWASHER....now I HAVE TWO OF EVERYTHING!
When I add thermal windows and more insulation...even bigger savings.

I CAN SWIM WHENEVER I WANT!  BOAT ANYTIME I WANT UNDER THE STARS!
DEVELOP THE LAND...and it goes WAY UP IN VALUE!!!   REMEMBER>>>THIS IS LAKE>>>
FRONT!  I did say...that I will own it clear in 36 months...so....who knows!
That has already happened with the removal of the EASEMENT.


Now , at that time I HAVE OPTIONS....ALREADY THINKING.
SELL THE LAND>>>WITH NO EASEMENT...and take the cash and BUY a home that already exists on a different lot...putting 100K down! NOT BAD!
Put a house on it....Chalet...Falling Water style...or an A Frame...probably a MODULAR HOME...because they come with 6" of insulation and thicker walls
as required for shipping on the highways....whatever....and the value goes ..way up! ( modulars use 2" X 6" construction and are stronger!)


GO ON VACATION.....NO DIRTY POOL TO CLEAN WHEN YOU GET HOME....
NO LINER TO REPLACE..NO POOL TO REPLACE>>>>NO GUYS COMING TO PUT ON THE WINTER COVER>>>REMOVE THE WINTER COVER. NONE OF IT!
SPRING FED LAKE....CRYSTAL CLEAR...up to your neck...look down...and see the wrinkles on U TOES! It is SWEET<..... BABY JAMES!
THEY SAW ME SELL THAT LAKE HOUSE AND CHUCKLED, but, ....it is MY BEACH , NOW!
TWO, HEADING FOR THREE BEACHES!

OK, I hear you already as your mind chugs along!   WHAT ABOUT INSURANCE ON THE PROPERTY?
WHAT ABOUT IT?  WELLLLL< YOU NEEED IT!  AND IT COSTS MONEY!
YES< YOU NEED IT AND NO....I DON'T PAY A CENT MORE FOR IT!
BECAUSE...
UNIMPROVED LAND IS ALREADY COVERED UNDER MY CURRENT HOMEOWNER'S POLICY...so, UNTIL...and IF...and WHEN...I put a building
on that property...the insurance is more than ample...and...FREE!  WAIT A MINUTE>>>BIG SMILE.  ;))..there...lol.


Oh, I did allow myself ONE EXTRAVAGANCE....I call it my...ahem..."FINDERS FEE" for all of this financial prowess and advice....
it is confession time ...Father MIKE! A CADILLAC CTS< V SERIES>>>IN BLACK...like BATMAN with
640 H.P. and a top end speed of...
225 M.P.H.!  This replaced a 1968 Camaro with 300 H.P.  How fast is it? Faster than the drivers at INDY are allowed to go on that track!
So, much for saving fuel. LOL! GRIN!  WINK!  But, then again...I work out of my house...and my  miles are darn few. So, it still works.

LOOKING GOOD< BILLY RAY!
(well, I wrote my blog for the day...so it's time to go FISHING!)
This IS the same car that Jay Leno drives on a daily basis...though his MAY be a little faster since he has a better budget and is good friends
with Hennessey who puts together ENHANCED race cars....but, though he may be clicking 700 H.P.,
I am right on his heels with 640 H.P.!  Mine has a top end speed of about 225 M.P.H. and that should be fast enough to get  ME to the
supermarket before the freshly baked  chocolate chip cookies  or the rotisserie chickens are all gone!
---Mr. Gregg E. Moffatt, Sr.  / President of GEMCOMcompanies.com